I remember that on one occasion I had recorded an unexpected deposit as a withdraw in my checkbook register. And, as you balance your checkbook, you should pay particular attention to missed transactions, bad math, or any unexpected transactions. Now, if the concept of balancing a checkbook eludes you, just search the internet on how to balance your checkbook. You can either use software, or pen and paper to accomplish this task. These are just few of the things that can manage to set a good budget worksheet apart from a poor one.įirst, you must balance your checkbook. These types of spending will then need to be included in your monthly budget and set aside that way when you need the money for something like an unexpected oil change for your car or a present for a friend, the money will be available and will not hit you as a surprise. It should also include spending that may not occur every month. Any software or template should be able to divide all your spending into detailed categories.
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